Independent Mortgage Advice, Bank Comparisons & End-to-End Financing Support
Buying a new property in Dubai, Abu Dhabi & Across the UAE
Whether you’re purchasing your first home, upgrading to a larger property, or investing in UAE real estate, selecting the right mortgage can have a significant impact on your long-term financial position. Mortgage rates, eligibility criteria, loan-to-value limits, fee structures, and approval requirements vary considerably between lenders.
Independent Mortgage Advice, Bank Comparisons & End-to-End Financing Support
Buying a new property
Dubai, Abu Dhabi & Across the UAE
Mortgage rates, eligibility criteria, loan-to-value limits, fee structures, and approval requirements vary considerably between lenders.
The numbers for new buyers in June 2026
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What you need to know
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Expats
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UAE nationals
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|---|---|---|
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Minimum deposit
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20% of property price
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15% on first home under AED 5M
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Minimum monthly salary (most banks)
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As low as AED 10,000/-
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As low as AED 10,000/-
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Maximum loan term
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25 years max or till the age of 65 years
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25 years max or till the age of 70 years
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Why Buyers Work With Finnequity
Finnequity is a Dubai-based mortgage and property finance consultancy helping UAE residents, expatriates, investors, and business owners secure suitable financing solutions.
Our advisors assist clients with:
End-to-end mortgage application support
Mortgage affordability assessments
Bank eligibility reviews
Property acquisition planning
Islamic and conventional mortgage comparisons
Loan-to-value analysis
Refinancing strategy
Investment property financing
Our objective is not simply to obtain mortgage approval but to help clients make informed borrowing decisions aligned with their long-term financial goals.
What Finnequity does that your bank cannot
Your bank has one product range. Finnequity compares 8 or more.
When you go to your bank directly, you are negotiating with one option on the table. When you go through Finnequity, you see what Emirates NBD, FAB, ADIB, DIB, HSBC, Mashreq, RAKBANK, Standard Chartered and others will offer for your exact profile. We also know which banks are running fee waivers or rate promotions this month. Banks do not advertise these publicly.
Our advice costs you nothing. We are paid a standard brokerage fee by the bank when your mortgage completes.
What is in your free comparison
Your estimated maximum borrowing amount based on your salary and the UAE Central Bank debt burden ratio rules.
Side-by-side rates from every bank willing to lend to your profile right now.
The EIBOR margin for each offer, which is the rate you will pay after the fixed period ends.
Total upfront cost breakdown including DLD fee, mortgage registration, valuation, and agent commission.
A clear recommendation on which bank and which product fits your situation best.
How We Assess Mortgage Suitability
Before making any recommendation, our advisors review:
Monthly income
Debt Burden Ratio (DBR)
Property value
Future borrowing plans
Existing liabilities
Employment status
Deposit available
Risk tolerance
This allows us to recommend financing structures that align with both lender requirements and client objectives.
Client Testimonials
What People Say About Us
How it works from here
Fill in the form. A Finnequity broker calls you within the hour to gather the details we need.
Within 24 hours you get your free personalised comparison by WhatsApp or email.
You choose the bank you want. We handle the full application, document check.
Keep in mind, it will take 4 to 8 weeks from your first call to collecting your keys.
Request Your Personalised Mortgage Assessment
Name, phone, and what you are looking to do. That is all we need to get started. Your comparison arrives within 24 hours.
Ready to find out what you can borrow?
Fill in the form. A Finnequity broker will call you within the hour. No fees. No commitment.
Get free mortgage advice
Need More Help?
Call Now
Email Address
Location
Meydan Grandstand, 6th floor, Meydan Road, Nad Al Sheba, Dubai, U.A.E.